29 December 2010
There are several key things that a credit report reveals about a person – which is one reason employers frequently use them as part of the employee screening process. A full credit report isn’t really necessary. The credit score alone tells a lot about someone, since high credit scores can only be achieved by practicing [...]
Posted in Credit FactsComments Off
21 June 2009
If you’re here, it’s because you have bad credit you want to repair or you want to improve your credit score. In a weakened economy, with many lenders tightening their requirements, more and more people want to know where to get credit score reports, how to read credit reports, what their credit score means, and [...]
Posted in Credit Repair0 Comments
06 March 2009
Sometimes people are too close to their own situation to make rational decisions about how to cut costs or how to make some extra money to make ends meet. Unless you paid a lot of attention during tougher economic times – or watched your Depression-era parents save everything for recycling and reuse while watching every [...]
Posted in Money Management2 Comments
06 March 2009
As the housing boom peaked, consumers saw credit limits raised and lines of credit on their homes offered at attractive rates. Banks and lenders offered new card accounts at record rates, then enticed consumers to transfer card balances to equity lines of credit. Ads in magazines and on television offered up a lifestyle that was [...]
Posted in Credit Facts0 Comments
26 November 2008
Being smart about your taxes involves deciding early how you are going to minimize your tax liability. Much of this is deciding which deductions will reduce your taxable income. Medical Expenses Medical costs are one of the tax deductions you can itemize. However, many people ignore this deduction since the total medical expenses have to [...]
Posted in Money Management0 Comments
26 November 2008
Developing and maintaining a budget plan can be daunting for many people, especially if you have never done it. Many people are simply not inclined to use spreadsheets, balance checkbooks or lay out a formal budget. Whether by nature, or as a result of a reaction to public school mathematics training, some people don’t consider [...]
Posted in Money Management0 Comments
26 November 2008
Society tells us that we should live a certain way. It seems like the media is the scapegoat for many of society’s bad habits, but many people imitate what they see on television whether it’s conscious or unconscious. If your favorite television star is wearing the latest pair of Manolo Blahniks or driving BMW’s newest [...]
Posted in Money Management0 Comments
Tightening your belt in a tough economy
Disputing your credit report
Raise Your Credit Score and Improve Purchasing Power
Tips for Improving Credit Score
Building a Good Credit History
Things You Learn About Someone When You Know Their Credit Score
Your guide to credit card repair
Tightening your belt in a tough economy
Easy credit puts finances at risk
Maximizing your tax deductions
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